Analysis and recommendation on the peer to peer investment. 关于P2P 网络借贷 的分析和推荐

It has been a while since I got to know the p2p loan method, but I haven’t had the chance to try until a friend of mine told me of investing with credit card.

获悉p2p接待平台已经有一段时间,但是一直没有机会尝试。 直到最近一位朋友告知,某些网络贷款平台居然可以使用信用卡充值。

The first site I got to know is the Neo Capital. It offers a current investment with APY of 13%. 3 working days of redeem time and instant issuing  of investment interest. It is claimed by this website that all your investment and interests are secured by their risk controlling funding system, however, here I have to emphasize that all p2p investment are highly risky comparing to fixed deposits or even money market funding.

我所知的第一个这样的网贷平台就是 小牛在线  他们提供的一种活期宝产品,年化收益率可以达到13%,并且能即时计息,而赎回的时间是三个工作日。他们声称,网站的所有投资都受到他们风险垫付金的保护,但是在这里我还是想提醒,网络贷款投资相对于银行定期储蓄,哪怕是货币市场基金投资来说,都具有很高的风险。

Several days after getting used to the website, I invested from my credit card, which is a brave move, and here I am not encourage anyone to do so. A week past after my first deposit, I requested a redeem, just to test it out. And my money magically arrived on my debit card.

观察网站几天之后,我开始使用信用卡入金,这却是一个需要点勇气的事情,而我也并不鼓励其他人这样做。 在我投资一周之后,我试着申请了赎回,目的只是为了测试,而自己确实安全的返回到了我的借记卡上。

So far everything works fine on this website.

目前为止,此网站正常工作。

peer-to-peer-loans-660x412

   The other website I am recommending is called jimubox . This website focus on providing a transparent environment for investors. Almost all the financial data are available to the public, and more importantly the document for the borrower.

我今天要推荐的另外一个网站叫做积木盒子。 这个网站尝试着给投资者营造一个透明的投资环境。几乎所有有作用的财务数据,都能在网站上找到,并且还能找到关于借款者的详实资料,这是十分重要的。

Because of their high level of service, their website is quickly jammed with huge amount of money from a continuous growing number of users. Their website has been beaten down serveral times because of the flood.

由于他们所提供的良好服务,很多人都带着他们的钱蜂拥而至,他们的网站也曾经因为巨大的访问量而宕机。

Interests on this website is not as good as Neo Capital, but from the overall experience, I feel they seem to be more reliable on taking care of your money in a long run.

这家网站的收益比不上小牛在线,但是整的提感觉让你更愿意长时间的让他们掌控你的钱款。

网络借贷

Godaddy 神器推荐

很多想建网站的朋友都不知道该如何下手,在网上搜索域名注册经常会被百度的竞价排名带到一些中国的域名注册商那里,殊不知中国的域名注册商能让你吃尽苦头。哪天你要是发现了更好的域名注册商,想转出你的域名的话,他们一定会想尽一切办法,费尽心机的阻挠。所以还不如一开始就选择一个在世界上有名的,有信誉的注册商,到时候自己辛苦建立起的网站也能有保障。

I have come across many friends who are interested in building a website but don’t know how. Led by the purchased ranking on Baidu, they are enticed by the low prices offered by Chinese domain registration companies, without knowing what tough experience it would be for them. After your first year registration, you will find the price for your doubled twice by the time you need to renew your domain on which you have already built your favorite website. For the safety of your website and your more precious handwork, I recommend go with Godaddy, the world’s largest domain registration company.

今天给大家推荐 Godaddy 这家美国的域名注册商。它的历史我就不用多说了,它是目前全球最大的域名注册商。要强烈推荐它的一个重要原因是因为两个字,厚道。 之前在国内被不少域名注册商的低价广告所吸引,注册了不少心仪的域名, 但是后来才发现,到续费的时候,续费价格会是你注册域名时价格的五倍甚至还多。他们就是看准了你建立了网站,舍不得更换域名,所以续费是必须的,到那个时候价格就听他们说了算了。

The most important reason for recommending is because they are really doing a long term business. They will not force you to accept a huge renewal price because you have already had a website on that domain. You can see the following picture, and check out that I still get a 40% discount renewing a domain I once purchased.

而 Godaddy 却完全不会这样做,给大家看看我现在正在续费一个 .com 域名。

godday  即使是续费我也能拿到正常价格的四折,一年的.com 域名续费仅需要 9.81 美元 相当于人民币不到60块钱。这样的价格绝对是你找遍所有国内的域名注册商所不能找到的。

另外,Godaddy 还是非常全面的一家网络服务商,除了出色的域名注册服务,他们还提供非常完备的其他网络服务帮助你很好的建立自己的网站。

By the way, Goddady is an all round web service company, they offer renowned services as was shown in the following picture.

Capture

 

他们提供的服务包括 (从左到右): 域名注册,建站,虚拟主机,以及网络营销工具。

Godaddy 绝对是你的不二之选,若是有兴趣的朋友可以点击下面的图片直接进入Godaddy 网站购买服务。他们支持支付宝,所以即使你没有国际性用卡,也不会影响你的消费。

If you are interested you may want to click on the following picture to check out their official website.

若是你的英语不太好,无法完成订购,本站在时间允许的情况下可以免费提供代购服务。

32% off New Product orders at GoDaddy.com! Expires 7/30/13.

[zfb id=100]

VPS推荐 香港VPS HongKong VPS virtualhost

开设Damienglish.com网站的时间不知不觉也有半年了,从建立网站遇到的种种困难,到想法设法寻找到连接速度更快的服务器,花费了大把的时间和精力,过程中也遇到了好些质量和服务都非常好的主机商,之前也都一一推荐过了。今天再推荐一款美国VirtualHost公司提供的香港主机(香港VPS)。原因很简单,绝对给力的网络连接速度,和中国大陆内超低的网络延时。直接上图吧。

I have been running damienglish.com for almost half a year,overcomed various difficulties. In order to increase the performance as well as connections of the VPS, I spent a lot time searching for VPS with good quality. Luckily, I have come across a few as discussed here before. Today, there is a good chance for you to graspe the asian hongkong based VPS that gives you fastest connection and lowest latency to mainland China ever.

QQ截图20130603100830

 

延时这么低,网速这么快,那么价格怎么样呢?

With wonderful lantency of network, here are the price and packages.

QQ截图20130603101233

 

跟linode的价格相当,但是注意,如果选择把VPS建在香港,那么价格虽然不变,但是每月的流量是同级别美国流量的十分之一,20美元套餐包含了200G流量。可能有朋友觉得少,但是对于我来说,用作教学目的,其实已经绰绰有余了。之前2000G流量的套餐,每月都只使用了几十G。不过,他们的CEO,已经提到了将来会提高流量限制。

Prices are similar to linode.com,but bear in mind that if you choose to locate your VPS in Hongkong,the prices are the same,however, the traffic allowance is 10 % of what is offered in the US based packages.To me, 200G of monthly traffic is fairly enough for my educational purposes. I have merely used my pervious US 2000G traffic.The CEO of Virtual Host, implied an increase of monthly traffic in the future.

他们的工单回复速度也是一流的,基本在十分钟之内,但是可以使用后发现,服务器非常稳定,并且可以选择的系统发行版非常多。

Their tickets response are very fast, normally within ten minutes,and their server is very stable with a large number of OS choices.

不得不提到的是他们功能超级强大的管理后台,几乎可以实现你对VPS主机的所有控制!

What has to be mentioned is their outstanding mangement protal,you can almost do everything within the portal.

QQ截图20130603101735

QQ截图20130603101759

QQ截图20130603101810

 

最后,心动不如行动哦:他们的香港服务器数量有限,官网可能一直显示无货。如果暂时没货记得联系他们的客服,在到货时会第一时间通知你。点击下面图片到达官网。

Lastly,if you are interested, click on the following picture to reach the official website of Virtual Host. They always marked their HK location as limited stocks or out of stocks, remember to contact their sales, once they have more stocks.

 

Virpus 美国VPS推荐!性价比,稳定性,和最重要的良心。

Virpus 图标
Virpus logo

之前写文章推荐过美国主机商Knownhost,但是有的朋友来信反映Knownhost的价格还是有点高。也难怪,毕竟人家是管理型的VPS,一个cpanel控制面板就需要每月12美金了,再加上管理费用。如果您会一些基础的建站知识,同时又愿意去自己维护你的VPS的话,我这里可以给您推荐另外一款自管理的VPS,美国Virpus. 本站的现在所使用的VPS就是Virpus.价格超级便宜,详细看图:

 

Virpus Xen产品价格
Virpus Xen产品价格

选择Virpus的理由有三:

1,洛杉矶机房到国内的访问速度超级棒!绝对是同类价格的佼佼者。不多说,详见ping值:

Virpus Ping

 

2,Virpus有着非常好的工单回复速度。尽管由于服务器非常稳定,几乎不需要给客服发工单,但是我还是尝试的问了客服几个问题,每次的恢复速度都在二十分钟以内。

3,关于Virpus,在著名的主机论坛webhostingtalk上有许许多多的负面评论,曾经因此,我也一度不想尝试Virpus,但后来在我仔细阅读完发负面评论的发帖之后,我发现,那些遭到禁封而恼怒发帖的人们要么就是大量垃圾邮件的发送者,要么就是在网站上安一些黑客软件。在我看来,禁封他们,完全合理合法,我甚至觉得对他们的禁封正体现了Virpus的正义感,这也让我加倍的喜欢上了这个主机商。

目前Virpus正在进行促销:1G RAM 50G HDD 3T 仅仅只要8美元

special offer:
get 20% off all xen plans! use promo code 20off-513
expires 5/16/13

赶紧点击上面链接看看去吧!

 

From Cpanel to Virtualmin is Painless,Now embracing the freedom.

 

Would like to move and host your website on a cheaper VPS? There is always something troubles newbies like me—the webhosting control panel.

I have been using cpanel since my first hosting experience on a sharedhosting server, I have to say it is really Good, I loved it, and also, indulged by it also. From that experience I think Cpanel is the only choice,and what’s more by that time I have no idea how much it actually cost on a VPS.

My website grows,and I have to move to a VPS, it was at that time I learned how much more I have to pay to have Cpanel working on my VPS,but I have no choice.

Then just this week I saw something called virtualmin, I tried in on one of my testing vps, and I really really, hated it all. It is just very different from Cpanel, I feel very uncomfortable using some weird stuff like that. The UI looks messy,and the organization is difficult to understand,a lot of configration needs to be accomplished in the command line.

But, I am gradually getting use to it and when the old cpanel habbit is gone, I feel it is reasonably good to use.I tried to migrate my server through virtualmin, you know what the source server was a cpanel backup, and the migration went smoothly and everything works just fine.

It is just very elegant now to use virtualmin and to embrace the free and freedom.

 

强烈推荐美国VPS-Knownhost!

为了做一个教学网站,我寻访了无数的主机商,从被Justhost羞辱为盗窃信用卡,到被IXwebhosting的网速所“折服”,再到被Site5警告网站资源超负荷而转向VPS,后是对linode VPS所要求的编程代码等专业知识望而却步,期间还被BudgetVM和Altalantic.net当成过盗窃信用卡的坏人,我终于,找到了我满意的,回复超快,价格超便宜,且附带Cpanel和WHM的VPS主机商Knownhost.

来说说为什么?

 

 

一,价格:直接上图吧!非常便宜的价格!可以想象,Cpanel的价格怎么找也要15美元,而他们的正版价格只卖5美元,有了Cpanel 对于我这样的Linux菜鸟的英语老师来说,建站就变得尤为容易了!我甚至可以拥有自己的IMAP和POP邮件服务器。

非常便宜

 

二,再来说说,工单Ticket的回复速度。绝对是一流,我就不多说了。我直接把我建站时所遇到的问题,以及工单回复的截图献上,大家自有判断。二十分钟!不是回复,而是已经解决了!

knownhost工单回复速度
knownhost工单回复速度
knownhost的工单回复速度1
knownhost的工单回复速度1

三,很重要的一点还有就是访问速度,这我就不多说了,大家直接看我FTP下载网站备份时候的速度截图!一目了然!FTP单线程下载哦!(本网站服务器在CA,也就是加利福尼亚)

速度已经达到我所用的10M宽带的极限了!

Knownhost主机速度
Knownhost主机速度

 

 

 

 

如此优秀的VPS主机,便宜的价格,超快的回复速度,热情的客服,超快的网速,简直是,太难找到了!

动心了?

点击下图购买(目前还能打八点五折!)不懂英语的,可以跟我这个英语老师好好学学!

看不到图的点这里哦!